With the world entering a consuming era, many people, especially young white-collars and college students, choose to borrow money. Id other words, they spend money in advance _ use credit cards and pay back the loan and interest on the next payday. They argue that: first, they could enjoy the convenience of credit cards and purchase expensive goods by it. Second, many banks make some preferential policies on credit cards, like sending a gift or lowering year costs, which is a big attraction.
On my personal level, I approve of saving money — in case of emergency, you do not need to turn to others for help, at least. And I'm opposed to the abuse of credit cards among college students. Since in most cases, parents are their sole financial sources.
