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英国人对“海洋运输货物险”只理解为海洋中的意外风险。
Generally，the term “all marine risks”is liable to be misinterpreted and its use should be avoided in L/C。
一般地，“一切海洋运输货物险”容易被误解，应该避免在信用证中使用。
Words and Phrases
ocean marine cargo insurance clauses 海洋运输货物保险条款
transportation insurance 运输保险
overland transportation insurance，land transit insurance 陆上运输保险
insurance against air risk，air transportation insurance 航空运输保险
parcel post insurance 邮包运输保险
ocean marine cargo insurance，marine insurance 水险(海运货物保险)
All Risks 一切险
average 海损
Particular Average (P.A)单独海损
General Average (G.A)共同海损
Marine Losses 海损
partial loss 部分损失
total loss 全部损失
Please tell me whether I need to purchase a foreign student policy。
告诉我是否我需要购买外国学生保险。
I''d like to know whether basic health insurance coverage should include benefits for outpatient，hospital，surgery and medical expenses。
我想知道基本健康保险所列的项目是否应包括医院门诊，住院，手术及药品等费用的赔偿。
Will you please tell me where I can purchase health insurance?
请告诉我在何处能买到健康保险?
Health insurance is merely a mean by which people pool money to guard against the sudden economic consequences of sickness or injury。
健康保险就是筹集一些钱以预防疾病或受伤而突然发生的经济困难。
“Major medical”insurance policies are designed to help offset heavy medical expenses that can result from a prolonged illness or serious injury。
“巨额医药费保险”旨在协助减轻久病及重伤所造成的重大医药开支。
If the benefits provided under a certain policy have a dollar limitation for each service，you should determine whether these limitations are realistic。
如果某一家保险公司的健康保险对每种服务定有赔偿限额，你应断定这些限额是否合乎实际。
You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs。
你不仅要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。