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The Pension Puzzle: Your Complete Guide to Government Benefits, RRSPs, and Emplo |
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The Pension Puzzle: Your Complete Guide to Government Benefits, RRSPs, and Emplo |
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基本信息·出版社：John Wiley & Sons
·页码：288 页
·出版日期：2007年02月
·ISBN：0470839538
·条形码：9780470839539
·装帧：平装
·正文语种：英语
·外文书名：养老金难题: 政府利益、RRSP与雇主规划大全指南
内容简介 在线阅读本书
Millions of Canadians are covered by pension plans in one form or anotherâ whether that′s CPP a company plan, or personal RRSPs. But pensions are the benefit least understood by employees. They′re confusing and complex, but understanding pensions is crucial to every Canadian′s financial security in retirement.
Since its initial publication, The Pension Puzzle has become the definitive book on the subject. Now completely revised and updated, The Pension Puzzle remains a true "owner′s manual" for anyone with a pension plan: Explains what pensions are; how all the different types work; how government, employer plans, and RRSPs fit together; and how to judge whether your employer′s plan is a good one. Shows you how to determine how much income you′ll need in retirement; how much government benefits and employer plans will provide for you; and how aggressive you have to be with your own RRSP investments to supplement these other plans. Includes a new chapter on the funding crisis that many plans are facing, as the recent stock market plunge drove many into a serious deficit–how it happened and what it means to you. Features new information on: federal budget changes to pension and RRSP limits; changes in pension standards and regulations; pension plans that are not fully indexed for inflation; LIRAs, LIFs, and LRIFS; websites and other references; and much more. Helps you make sound decisions about your pension plan and how it affects your financial future, whether youâ re planning your retirement, changing jobs, handling a divorce, or making decisions about early retirement. Includes practical forms and worksheets, tips, and examples. The Pension Puzzle is not just for those about to retire. It′s for every working Canadian who needs to make decisions about their pension plan and how it affects their financial future.
--This text refers to the Paperback edition. 作者简介 Bruce Cohen established himself as one of Canada′s top personal finance writers when he was personal finance columnist for the
Financial Post. He is a freelance writer for financial companies and the author of the bestseller,
The Money Advisor. Brian Fitzgerald is a prominent actuary and expert in retirement program design and operation. He recently retired as a principal from one of Canada′s leading pension and benefits consulting firms. --This text refers to an out of print or unavailable edition of this title.
编辑推荐 Review
"The Pension Puzzle is destined to become the definitive reference book on retirement plans for financial advisers and their clients."
-- Jonathan Chevreau, The National Post
"Spending each day as you choose and getting monthly cheques to pay for it is neither boring nor painful, yet the mention of pensions brings on tensions. Bruce Cohen and Brian FitzGerald are right on the money with a sensible, straightforward, and practical guide to how much you can expect, where it will come from, and whether it will be enough. Don't leave work without it."
-- Michael Kane, The Vancouver Sun
